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HOME / GUIDES / CARD CHECKER GATEWAY LATENCY BENCHMARKS

Gateway Latency Benchmarks

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KEY TAKEAWAYS

  • Median latency drives perceived speed; p95 drives error rates on large runs.
  • Classified percentage matters more than raw speed.
  • Aggregated from 278 real checks over the last 90 days (updated October 14, 2026).

How fast a checker responds matters almost as much as its accuracy: it determines time-to-first-result, how quickly a large list drains and how the tool feels in practice. This page publishes our own field numbers — aggregated from real checks run through this platform over the last 90 days. It updates automatically as new checks arrive.

Benchmarks at a glance

GatewayChecksMedianp95Classified
Fast Checker848,630 ms26,676 ms100%
Pre-Auth Gateway 2619,345 ms15,964 ms100%
Gate3 Charged4210,203 ms18,009 ms100%
Pre-Auth Gateway9113,746 ms23,632 ms100%

Median is the typical response time; p95 shows the slow tail that drives timeouts. "Classified" is the share of checks that returned a definitive live/dead answer rather than an error.

How to read these numbers

  • Median dominates perceived speed for small lists.
  • p95 dominates large runs: if it approaches the gateway timeout, errors climb.
  • Classified % is the real reliability metric — a fast gateway that never answers is useless.

Overall median across all gateways in this window: 10,971 ms, p95 22,855 ms. Because these are real-world measurements, they move with provider conditions; treat them as a guide, not a guarantee.

Methodology

Every check records its own latency in milliseconds. This page aggregates per gateway over the last 90 days and excludes gateways with fewer than 10 checks. No customer data is used or published.

Why streaming changes the equation

A batch that takes a minute end-to-end can still deliver its first result in seconds when results are streamed. See streaming results explained and how to choose a gateway.

QUESTIONS & ANSWERS

FAQ
What is p95 latency?

The response time that 95% of checks came in under. It represents the slow tail and is the best predictor of timeouts on large batches.

Why does classified percentage matter?

A gateway that responds quickly but returns many errors still forces retries, which costs time and money. Classified share measures how often it actually answers.

How often is this page updated?

The figures are regenerated automatically from platform metrics on a monthly schedule.

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